Terms and Conditions

These Terms and Conditions (“Terms”) govern your use of the website at https://cryptobanco.com/ (“Cryptobanco Site” or “Site”), platform, services, resources, content, and tools designed to work with payment service providers and crypto asset service providers, enabling the processing of payments for online businesses operating with both fiat and cryptocurrencies, in connection with your relationship with Cryptobanco (the “Company,” “we,” or “us”).

Cryptobanco`s platform works in cooperation with reputable payment service providers and crypto/virtual asset and fiat payment service providers to deliver secure cryptocurrency payment solutions designed for online businesses. It supports major digital currencies and offers seamless crypto-to-fiat exchange options, enabling users to send and receive both single and bulk payments, as well as to exchange between cryptocurrencies and fiat currencies efficiently. The platform integrates advanced fraud prevention tools and maintains 24/7 operational availability to ensure continuous and reliable business operations.

By accessing or using the Site, platform, or any related services, you agree to be bound by these Terms and to comply with all applicable laws and regulations. If you do not agree with these Terms, you must refrain from using the Site, the platform, or any of the Company’s services.

Please read these Terms and Conditions carefully as they may affect your rights and obligations under the law. If you do not agree to these Terms and Conditions, please do not use the Cryptobanco Site. If you have any questions on the Terms and Conditions, please contact us.

Use of the Site

In consideration of the availability, and your use, of the Site, you agree to comply with all applicable laws and regulations and these Terms & Conditions when using the Site. You acknowledge that We may investigate any violations of law and may cooperate with law enforcement authorities in prosecuting users in this regard.

The Cryptobanco Site and Platform is operated to assist you in understanding our services and in communicating with us.

You may be required to create an account on our Site and Platform in order to access and use the services we provide. By registering an account, you agree that all information you submit is authentic, true, accurate, and up to date.
You further agree to:

Keep your login credentials (username, password, API keys, or other access data) strictly confidential;
Take full responsibility for all activities that occur under your account, whether authorized by you or not;
Promptly notify the Company of any unauthorized use of your account or any breach of security.

You acknowledge that you are solely responsible for maintaining the security and privacy of your account, password, and any other confidential information, and that the Company shall not be liable for any loss or damage resulting from your failure to protect such information.

The User agrees to provide accurate and complete information that will be requested by the Service during the account creation process. The User is responsible for maintaining the confidentiality of the account and password, as well as for all activities that occur under his account. In the event that transactions are performed with the account by a user who has logged in using a verified login and password, such transactions are considered to be performed by a verified user and are not subject to dispute.

Account Closure: You can close your account at any time by sending us a request and emptying your crypto wallets. Your request will take up to 3 (three) business days to process, and if there are no obstacles to closure (account balances, incomplete transactions, etc.), your account will be closed.

The Cryptobanco Site is provided for your personal use subject to these Terms and Conditions. By accessing or using our Site, you agree to these Terms and Conditions.

Prohibited activities

You may not access or use the Site or Platform for any purpose other than that for which they are made available by the Company. The Site and Platform may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved in writing by the Company.

As a user of the Site and Platform, you are expressly prohibited from engaging in any of the following activities:

Using or permitting the use of the Site or Platform without first reading and accepting (or in contravention of) these Terms or any separate license or service agreement.
Using, enabling, facilitating, or permitting the use of the Site or Platform for any illegal, fraudulent, or unauthorized purpose, including but not limited to criminal or civil offenses, intellectual property infringement, harassment (including disruptive, intimidating, annoying, or offensive communications), or in violation of any applicable laws, regulations, or Internet host policies.
Systematically retrieving data or other content from the Site or Platform to create or compile, directly or indirectly, a collection, compilation, database, or directory without prior written consent from the Company.
Circumventing, disabling, or otherwise interfering with security-related features of the Site or Platform, including features that prevent or restrict use or copying of content or enforce limitations on access.
Engaging in or promoting fraudulent or deceptive activities, including but not limited to Ponzi schemes, pump-and-dump practices, pyramid schemes, or market manipulation related to cryptocurrency or digital assets.
Disparaging, tarnishing, or otherwise harming the reputation or goodwill of the Company, the Site, or the Platform.
Using the Site or Platform to facilitate money laundering, terrorist financing, sanctions violations, or any transaction prohibited under applicable anti-money-laundering (AML) or counter-terrorist-financing (CTF) laws.
Misusing support services or submitting false reports of abuse or misconduct.
Offering or advertising financial, investment, or trading services, including brokerage or advisory activities, without appropriate regulatory authorization.
Uploading, posting, or disseminating misleading or false information about tokens, coins, exchanges, or financial products for the purpose of market manipulation or deception.
Using the Site or Platform in a manner inconsistent with any applicable laws or regulations.
Using the Site or Platform to mine cryptocurrency, perform hidden cryptojacking, or exploit system resources for unauthorized blockchain-related activities.
Engaging in unauthorized framing, linking, or mirroring of the Site or Platform.
Uploading or transmitting malicious code, including viruses, Trojan horses, worms, or any material designed to disrupt or damage the operation of the Site or Platform.
Removing copyright or proprietary notices from any content.
Impersonating another person or entity or misrepresenting your affiliation.
Uploading or transmitting spyware, tracking pixels, or other passive information collection mechanisms (such as “web bugs” or “spyware”).
Interfering with or overburdening the Site or Platform, or the networks or systems connected to them.
Harassing, intimidating, or threatening Company employees, agents, or partners engaged in providing any portion of the Site or Platform.
Bypassing, disabling, or attempting to bypass any access controls or restrictions implemented on the Site or Platform.
Copying, adapting, reverse-engineering, decompiling, or disassembling any part of the Site or Platform software, except as expressly permitted by law.
Using or launching automated systems such as bots, spiders, scrapers, or scripts to access or interact with the Site or Platform without authorization.
Using the Site or Platform to compete with the Company or to engage in any unauthorized commercial or revenue-generating activities.

Violation of any of the above prohibitions may result in immediate suspension or termination of your access to the Site and Platform, as well as potential legal action and reporting to relevant authorities.

You are solely responsible for ensuring that your systems are able to use the Site and IT IS RECOMMENDED THAT YOU USE AND UPDATE COMMERCIAL ANTI-VIRUS, ANTI-SPYWARE AND FIREWALL SOFTWARE ON YOUR SYSTEMS THAT ACCESS THE SITE.

Viruses

We do not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access our Site. You should use your own virus protection software.

You must not misuse our Site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

Availability of the Site and Platform

Cryptobanco strives to ensure that the Site and Platform are available and functioning properly at all times. However, we do not guarantee uninterrupted, error-free, or fault-free operation of the Site or Platform. Technical issues, maintenance activities, or unforeseen circumstances may occasionally affect performance or availability.

If you experience any errors, faults, or inaccuracies while using our services, please promptly report them to us at [email protected]. Upon notification, we will make reasonable efforts to correct or address any identified issues as soon as practicable.

Access to the Site or Platform may, from time to time, be temporarily restricted or suspended to allow for scheduled maintenance, repairs, updates, or the implementation of new features or services. The Company will take all reasonable steps to minimize disruption and to restore access as quickly as possible.

Limitation of liabilities

We will not be liable to users or any third party for any damages whatsoever, whether direct, indirect, incidental or consequential relating to or arising out of a visitor’s use of this Site.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Site or any content on it, whether express or implied.

You agree to defend, indemnify and hold harmless each of Cryptobanco, its affiliates and licensors and each of their respective operators, officers, directors, employees, agents, business partners from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, resulting from or related to:

your breach of any of these Terms & Conditions,
your access to or use of the Site and Platform
any breach of your representations and warranties set forth in these Terms,
your use or reliance on, or publication, communication or distribution of anything on or from the Site. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
your violation of the rights of a third party, including but not limited to intellectual property rights. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

You expressly understand and agree that in no event shall Cryptobanco, including its affiliates and licensors, be liable for any damages whatsoever, including any direct, indirect, incidental, consequential, special or exemplary damages, and any damages for loss of profits, savings, goodwill or other intangible losses, regardless of whether pay/partners had been advised of or could have foreseen the possibility of such damages, arising out of or in connection with:

(a) the use, inability to use or performance of the site,
(b) any unauthorized access to or modification to any of your user content,
(c) any other matter relating to the site.

You expressly acknowledge that Cryptobanco has entered into these Terms & Conditions, and has and will make the Site and Content available to you in reliance upon the limitations and exclusions of liability and the disclaimers set forth herein, and that the same form an essential basis of the bargain between you and Cryptobanco. You expressly agree that the limitations and exclusions of liability and the disclaimers set forth herein will survive, and continue to apply in the case of, a fundamental breach or breaches, the failure of essential purpose of contract, the failure of any exclusive remedy or termination of this agreement.

Equal opportunities & diversity

We may release information relating to you to regulatory or law enforcement authorities, if required to do so by law. We may use the information we have collected about you on an anonymous basis for the purposes of monitoring in relation to our equal opportunities policy. We also reserve the right to disclose the information we have collected about you to our professional advisers and to other persons in the event that we contract out any aspect of our operation. These third parties will be acting under similar undertakings of confidentiality as Cryptobanco.

Electronic communications

Visiting the Site, sending us emails, making phone calls or sending messages in social media/messengers and completing online contact forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.

Website Linking

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Site in any website that is not owned by you. Our Site must not be framed on any other Site, nor may you create a link to any part of our Site other than the home page.

Links from other sites to our home page do not require prior permission from us but deep linking into any other page of our site should not be undertaken without prior permission from Us.

We reserve the right to withdraw linking permission without notice. If you wish to make any use of content on our Site other than that set out above, please contact [email protected].

Governing Law

These terms, its subject matter and its formation (and any non-contractual disputes or claims) are governed by and construed in accordance with by the laws of the European Union, depending on the jurisdiction where legal responsibility is determined or enforcement action is initiated.

If you are a consumer residing in the EU/EEA, you also enjoy the protection afforded to you by mandatory provisions of the law of your country of residence. Nothing in these Terms affects your rights as a consumer to rely on such mandatory local law and you may be entitled to bring legal proceedings in your local courts under applicable consumer protection laws. If you are a consumer residing outside the EU/EEA, including in Asia, you may also be entitled to the protection of mandatory consumer protection laws of your country of residence. In such cases, you may be entitled to bring legal proceedings in the courts of your home jurisdiction, where this is required under applicable consumer protection legislation.

Miscellaneous

These Terms and Conditions and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision. These Terms and Conditions operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site. You agree that these Terms and Conditions will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and Conditions and the lack of signing by the parties hereto to execute these Terms and Conditions.

Your rights under these Terms and Conditions may not be transferred to any other person. Cryptobanco may transfer our rights under these Terms and Conditions to any other future business we may form where we reasonably believe your rights will not be affected.

If you breach these Terms and Conditions and we do not act upon it at the time, Cryptobanco will still be entitled to use its rights and remedies at a later date or if you commit further breaches of the Terms and Conditions.

We shall not be responsible for any breach of these Terms and Conditions caused by circumstances beyond Our reasonable control.

By using a Site, you understand and agree that the Cryptobanco, in its sole and absolute discretion, may, without notice to you, suspend or terminate your account or use of, or access to, the Site, for any reason, including where We believe that you have violated any of these Terms & Conditions.

If you aren’t agreeing or dissatisfied with any terms, conditions, rules, policies, guidelines, the Site itself or practices the Cryptobanco in operating the Site, your sole and exclusive remedy is to discontinue using the Site.

The Site is owned and operated by Cryptobanco.

Changes

Cryptobanco reserves the right to revise these terms by changing, modifying, adding or removing any portion of these terms in whole or in part, at any time. We will make reasonable efforts to notify you of any changes. You should not use the Site if you do not wish to accept the new Terms and Conditions. Changes to the terms will be effective when notice of such changes is posted. If you continue to use the Cryptobanco Site after this date you indicate your agreement to be bound by the new Terms and Conditions.

We may update our Site from time to time, and may change the content at any time. Any of the content on our Site may be out of date at any given time, and we are under no obligation to update it. We do not guarantee that our Site, or any content on it, will be free from errors or omissions.

Cryptobanco makes reasonable efforts to ensure and maintain the accuracy of the information published on this site and keep it up to date. We take no responsibility, however, for any errors or omission, though if notified of any we will do our best to rectify them.

Contact Us

If you have any queries, please contact [email protected].

These Terms & Conditions are effective as of 10/12/2025.